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Bankruptcy Attorney Serving Birmingham, Alabama

If you feel as though you are "drowning" in debt and creditors are knocking at your door (or, more likely, calling you repeatedly), you may be in need of the fresh start that the bankruptcy process could provide.

What is Bankruptcy?

Bankruptcy is a process by which individuals or businesses may restructure or discharge their debts. Bankruptcy is a method of providing a potential reprieve from creditor calls, foreclosures, and evictions and provides the honest debtor a "fresh start" with their finances.

An individual debtor can pursue a "liquidation" discharge (Chapter 7) or a reorganization (Chapter 11 or 13). A corporate debtor can reorganize or restructure its debts under Chapter 11, including the discharge of any debts which are not a part of the debtor's Chapter 11 plan. A corporate debtor may also file under Chapter 7 but does not receive a discharge.

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Here are some common questions and issues to address as a part of your consideration of bankruptcy:

How Do I Know if Bankruptcy is Right for Me?

If you're faced with insurmountable debt or other financial issues in Birmingham, Alabama, call Clark Law Firm to discuss if bankruptcy may be appropriate for you. Whether filing under Chapter 7 (liquidation), Chapter 11 (reorganization for business or personal), or Chapter 13 (personal reorganization), Clark Law Firm can help guide you through the process by offering you the opportunity to work with an experienced Alabama bankruptcy attorney.